Apply for loans online through the Cash9ja loan app and receive instant loan disbursement directly into your bank account. If you are in Nigeria and in need of online loans, fast loans, or cash loans, please download the app and apply.
About Cash9ja
Cash9ja is a licensed and regulated online loan app operated by RED PLANET NIGERIA LIMITED. We are approved by the Federal Capital Territory Holden in Abuja. Our user-friendly digital platform offers convenient and hassle-free loans tailored to your specific needs. Count on us for flexible loan options and dedicated customer support.
Why Choose Us
- Quick access to loans - Get swift access to personal cash loans at favorable interest rates with just a few clicks.
- Easy loan availability - Enjoy a wide range of loans through our paperless and digital processes on mobile phones, completed in just 3 steps.
- Multiple repayment methods - Repay your loan through various convenient methods and ensure timely payments to qualify for higher loan amounts.
Loan Details
- Loan Term: 91 days ~ 180 days
- Loan Amount: ₦2,000 ~ ₦100,000
- Interest Rate: Daily interest rate of 0.04%
- Service Fee: 5%
- APR: Maximum of 34.65%
Example:
If you borrow ₦30,000 for a loan term of 180 days, the calculation including other applicable charges is as follows:
- Loan Amount: ₦30,000
- Service Fee: ₦1,500 (₦30,000 * 5%)
- Total Interest: ₦2,160 (₦30,000 * 0.04% * 180)
- Amount Payable: ₦33,660 (₦30,000 + ₦2,160 + ₦1,500)
- Monthly Repayment: ₦5,610 (₦33,660 / 6)
- APR: 24.74%
Steps to Getting a Loan
- Register an account using your phone number
- Fill in your basic information and submit
- Apply for the loan
- Have your loan deposited directly into your bank account
Application Conditions
- Nigerian Citizenship
- Age between 20 to 55
- Monthly income sources
Customer Service
We are always thrilled to hear from you!
Email: cashninejahelp@gmail.com
Overview
Cash9ja:Instant Naira Loan App is a Freeware software in the category Business developed by RED PLANET NIGERIA LIMITED.
The latest version of Cash9ja:Instant Naira Loan App is 1.0.5, released on 11/26/2023. It was initially added to our database on 11/26/2023.
Cash9ja:Instant Naira Loan App runs on the following operating systems: iOS.
Users of Cash9ja:Instant Naira Loan App gave it a rating of 4 out of 5 stars.
Pros
- Quick access to short-term loans
- Simple and easy application process
- Available to Nigerians
- No collateral required for loans
Cons
- High interest rates on loans
- Limited loan amount available
- Potential for negative impact on credit score if not repaid on time
FAQ
What is Cash9ja?
Cash9ja is an instant Naira loan app provided by Red Planet Nigeria Limited.
How do I apply for a loan on Cash9ja?
To apply for a loan on Cash9ja, download the app from the app store, register with your details, and follow the prompts to apply for a loan.
What are the requirements to get a loan on Cash9ja?
To get a loan on Cash9ja, you need to have a smartphone, valid ID, bank account, and be a Nigerian resident.
How quickly can I receive the loan on Cash9ja?
Once your loan application is approved, you can typically receive the funds within a few hours directly into your bank account.
What is the maximum amount I can borrow on Cash9ja?
The maximum amount you can borrow on Cash9ja may vary based on your creditworthiness and repayment history.
Is there an interest rate for loans on Cash9ja?
Yes, there is an interest rate for loans on Cash9ja. The interest rate may vary based on the loan amount and repayment period.
Can I extend the repayment period for my loan on Cash9ja?
Depending on the terms and conditions of your loan agreement, you may be able to extend the repayment period for a fee.
How do I repay my loan on Cash9ja?
You can repay your loan on Cash9ja through the app using your linked bank account or other payment options provided within the app.
What happens if I miss a repayment deadline on Cash9ja?
If you miss a repayment deadline on Cash9ja, you may incur late fees or penalties. It is important to contact customer support to discuss alternative arrangements.
Is Cash9ja available in all states in Nigeria?
Cash9ja is available in select states in Nigeria. You can check the app or website for the list of states where the service is offered.
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